How TandemPay Compares
See how non-custodial crypto settlement differs from traditional payment processing.
| Feature | TandemPay | Traditional Processors |
|---|---|---|
| Custody Model | ✓ Non-custodialFunds to your wallets | Custodial Funds held in processor accounts |
| Settlement Currency | ✓ StablecoinsUSDC, USDT, etc. | Fiat Bank transfers (ACH, wire) |
| Effective Cost | ✓ Custom rateNo hidden fees, no reserves | |
| Rolling Reserves | ✓ None | Common 5-20% held for 90-180 days |
| Account Holds/Freezes | ✓ ImpossibleSmart contract enforced | Possible At processor discretion |
| Transparency | ✓ On-chainPublicly verifiable | Dashboard only Trust processor reporting |
| Underwriting Process | ✓ 1-2 day review | Days to weeks Extensive documentation required |
| Customer Payment Method | ✓ Credit/Debit CardsFamiliar checkout | ✓ Credit/Debit Cards Same checkout experience |
| Chargebacks | ⚠ Processor handles Deducted from balance |
Why Choose TandemPay
- →You value self-custody and immediate control of funds
- →You prefer crypto settlement over bank transfers
- →You want transparent, on-chain verification
- →You're building crypto-native businesses
- →You want to eliminate custodial counterparty risk
When Traditional Might Fit Better
- →You need fiat currency payouts to traditional bank accounts
- →You're not comfortable managing crypto wallets
- →You prefer processors to handle all chargeback liability
- →Your business requires traditional banking integrations
Detailed Comparisons
See how TandemPay compares to specific payment processors and platforms
TandemPay vs Stripe →
Compare non-custodial crypto settlement with traditional card processing and bank payouts
TandemPay vs PayPal →
See how non-custodial settlement differs from PayPal balance management
TandemPay vs Coinbase Commerce →
Card payment acceptance with crypto settlement vs. crypto-only customer payments
TandemPay vs BitPay →
Compare non-custodial stablecoin settlement with BitPay's flexible settlement options
Ready to Get Started?
Experience the benefits of non-custodial crypto settlement with the simplicity of card payment processing for your customers.